Enjoy The Present

Enjoy the present

โ€œ๐‘ป๐™๐’† ๐’‡๐™ช๐’•๐™ช๐’“๐™š ๐™˜๐’๐™ข๐’†๐™จ ๐™ค๐’๐™š ๐™ข๐’Š๐™ฃ๐’–๐™ฉ๐’† ๐’‚๐™ฉ ๐™– ๐™ฉ๐’Š๐™ข๐’†.โ€

It becomes clearer to me every year that seeing my portfolio hit a certain number doesnโ€™t bring me nearly as much joy as spending money on experiences.

Investing itself is a form of regret optimization so I like to look at long-term savings as anticipated joy about how youโ€™re going to spend those dollars in the future.

Itโ€™s important to save & invest because those savings can provide even more experiences as they compound.

Itโ€™s also important to spend some money now on the things you love because time is precious.

Thereโ€™s no point in working for a paycheck if you donโ€™t use that money to provide some enjoyment in life.

Donโ€™t live your life in a constant state of the financial fetal position.

As long as youโ€™re saving some money for the future you should also enjoy the present.

๐—” ๐—ด๐—ผ๐—ผ๐—ฑ ๐—ณ๐—ถ๐—ป๐—ฎ๐—ป๐—ฐ๐—ถ๐—ฎ๐—น ๐—น๐—ถ๐—ณ๐—ฒ ๐—ถ๐˜€ ๐—ฎ๐—น๐—น ๐—ฎ๐—ฏ๐—ผ๐˜‚๐˜ ๐˜€๐˜๐—ฟ๐—ถ๐—ธ๐—ถ๐—ป๐—ด ๐—ฎ ๐—ฏ๐—ฎ๐—น๐—ฎ๐—ป๐—ฐ๐—ฒ ๐—ฏ๐—ฒ๐˜๐˜„๐—ฒ๐—ฒ๐—ป ๐˜€๐—ฎ๐˜ƒ๐—ถ๐—ป๐—ด ๐—ณ๐—ผ๐—ฟ ๐˜๐—ต๐—ฒ ๐—ณ๐˜‚๐˜๐˜‚๐—ฟ๐—ฒ ๐˜„๐—ถ๐˜๐—ต ๐—ฒ๐—ป๐—ท๐—ผ๐˜†๐—ถ๐—ป๐—ด ๐˜๐—ต๐—ฒ ๐—ฝ๐—ฟ๐—ฒ๐˜€๐—ฒ๐—ป๐˜ ๐—บ๐—ผ๐—บ๐—ฒ๐—ป๐˜.

Agreed?

Care to share some tips on how you strike that balance?

2 Comments

  1. It’s not easy to strike a balance. Many keep accumulate but don’t know how to de accumulate to exchange for better memory of lives.

    Why?

    Fear of future. Fear of uncertain.

    It’s difficult to live the present for many, especially we are in the world of so many wants and needs.

    Maybe most people only realised that the numbers in banks are just numbers on their death bed only…

    One good way to strike the balance is to budget. Plan what you wan to spend and only spend on things that create great memories (not material things that only give you at most few days of happiness etc).

    Would this work?

    • Excellent tips, Edmond.
      Knowing that money can buy happiness if we spent it on the right things (= not things but experiences and on others) is a helpful life skill.

Leave a Reply

Your email address will not be published. Required fields are marked *

This site uses Akismet to reduce spam. Learn how your comment data is processed.